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Credit Cards

Last chance: Earn up to 90,000 bonus points with these Southwest credit card offers

These Southwest cards provide several benefits that make earning a Companion Pass much easier.

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The Southwest Rapid Rewards offers mentioned below are no longer available.

Time is running out to qualify for the latest increased Southwest credit card welcome bonuses. These offers are worth 80,000 to 90,000 bonus points and can provide a massive boost toward earning the Southwest Companion Pass this year.

You have until 9 a.m. EST on July 2, 2026, to apply for these limited-time welcome bonuses. Let's take a look at each of these offers and other travel credit card bonuses that can help you earn Southwest points.

Last Chance: Increased Southwest credit card bonuses

Limited-time Southwest credit card offers

Right now, you earn 50% (or higher) more bonus points compared to the standard welcome bonuses for these cards.

Southwest Rapid Rewards® Priority Credit Card

With the Southwest Rapid Rewards Priority (see rates and fees), earn 90,000 bonus points after spending $3,000 within the first three months from account opening.

Southwest Rapid Rewards® Premier Credit Card

New Southwest Rapid Rewards Premier (see rates and fees) cardholders earn 85,000 bonus points after spending $2,000 within the first three months from account opening.

Southwest Rapid Rewards® Plus Credit Card

The Southwest Rapid Rewards Plus (see rates and fees) offers 80,000 bonus points after spending $1,000 within the first three months from account opening.

4 ways these cards help you earn a Companion Pass

With a Southwest Companion Pass, you can bring a designated companion along with you on any available Southwest flight for the cost of taxes and fees. But getting one isn't easy.

To earn a Southwest Companion Pass, you need 100 qualifying one-way flights or to earn 135,000 qualifying points in a calendar year. Having a Southwest credit card helps you earn qualifying points in four ways:

  • Every year, you receive 10,000 Companion Pass qualifying points, so you have a lower annual target of 125,000 qualifying points.
  • The welcome bonus you earn counts as qualifying points. For these offers, you would only need 45,000 to 35,000 more qualifying points this year to earn a Companion Pass.
  • The points you earn from spending on the card count as qualifying points.
  • The annual bonus you receive on your account anniversary (3,000 to 7,500 depending on the card) also helps you earn a companion pass.

In addition to all of the Companion Pass help, these cards come with a free first checked bag for the primary cardholder and up to eight people traveling on the same reservation, no foreign transaction fees, Group 5 boarding and more.

Other ways to earn 100,000+ Southwest points

With the right Chase card, you can transfer Chase Ultimate Rewards® points to Southwest at a 1:1 ratio. That makes the Chase Sapphire Preferred® Card's (see rates and fees) all-time high welcome offer of 100,000 points (after spending $5,000 in the first three months from account opening) an enticing offer for frequent Southwest flyers.

Chase Sapphire Preferred® Card

CNBC Select Rating
5.0

On Chase's site

CNBC Select Rating
5.0

On Chase's site

Spotlight

With Points Boost, your rewards will be worth up to 1.5X on thousands of top-booked hotels and flights from select airlines through Chase TravelSM.

Credit score

Good to Excellent670–850

Regular APR

19.24% - 27.49% variable

Annual fee

$95

Welcome bonus

Earn 100,000 bonus points

See rates and fees. Terms apply. Member FDIC.

Read our Chase Sapphire Preferred® Card review.

The Chase Sapphire Preferred® Card packs a punch for a $95 annual fee card, offering annual travel credits, comprehensive travel protections, flexible rewards and more.

  • You can transfer rewards to all of Chase's travel partners including World of Hyatt, Southwest Rapid Rewards and many more
  • Long list of travel and shopping protections
  • Annual Chase Travel hotel credit
  • Has an annual fee
  • Requires a high credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
  • Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, 3x on vacation homes, 3x on gas & EV charging, 3x on top streaming services and online groceries (excluding Walmart, Target, and wholesale clubs), 2x on all other travel purchases, 1x on all other purchases
  • Earn up to $100 in statement credits each account anniversary year for hotel stays through Chase Travel
  • Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
  • Get a year of complimentary Apple TV when activated by December 31, 2026 - a value of $156.
  • Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
  • Receive one statement credit of up to $120 every four years as reimbursement for the application fee charged to your card for a Global Entry, TSA Precheck® or NEXUS application.
  • Transfer points to leading airline and hotel loyalty programs
  • Member FDIC

Balance transfer fee

Either $5 or 5% of the amount of each transfer, whichever is greater

The Sapphire Reserve for BusinessSM (see rates and fees) also features an all-time high welcome offer of 200,000 points after spending $30,000 on purchases in the first six months from account opening. This card is a great fit if you're looking for a business credit card with luxury benefits, such as airport lounge access and top-tier travel insurance.

Sapphire Reserve for Business℠

CNBC Select Rating
4.5

On Chase's site

CNBC Select Rating
4.5

On Chase's site

Spotlight

Cardmembers can earn 200,000 points after spending $30,000 on purchases in the first six months of account opening

Credit score

Good to Excellent670–850

Regular APR

Flex for Business variable APR: 17.74% - 28.49%

Annual fee

$795

Welcome bonus

Earn 200,000 bonus points

See rates and fees. Terms apply. Member FDIC.

The Chase Sapphire Reserve for Business brings over $3,000 in value to business owners who value travel and premium experiences

  • $400 in annual statement credits on purchases made directly with ZipRecruiter.
  • $300 annual travel credit each anniversary year
  • $120 Global Entry, TSA Precheck or Nexus fee credit every four years
  • Access to 1,300+ airport lounges worldwide with your complimentary Priority PassTM Select membership, including Sapphire Lounge by The Club locations with two complimentary guests
  • Can transfer rewards to all of Chase’s 14 travel partners
  • IHG One Rewards Platinum Elite status through 12/31/27
  • Comprehensive suite of travel and purchase protections
  • High annual fee
  • Significant value tied to statement credits
  • Requires a high credit score

Highlights

Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.

  • Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening.
  • $7,000+ in value your first year. 200K points, valued at $4,000 for select flights and hotels through Chase TravelSM, plus $3,000+ in annual value through travel and business benefits.
  • Earn 8x points on Chase TravelSM for airline tickets, hotels, including The EditSM, car rentals, cruises, activities and tours.
  • Earn 5x total points on Lyft rides through 9/30/27.
  • Earn 4x points on flights & hotels booked direct.
  • Earn 3x points on social media & search engine advertising.
  • Get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.
  • Enjoy complimentary access to the Chase Sapphire Lounge® by The Club network and Priority PassTM Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge.
  • Member FDIC

These are larger welcome bonuses than what any of the Southwest consumer or business cards currently offer. However, point transfers won't help you earn a Southwest Companion Pass. So if that's what you're working toward, a Southwest credit card makes more sense.

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Why trust CNBC Select?

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every personal finance article is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of financial productsWhile CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.

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Last Chance: Earn Up to 90,000 Points With Southwest Credit Card Offers

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