Our top picks of timely offers from our partners

More details
QuickBooks
Learn More
Terms Apply
Paid Placement
Track your expenses with QuickBooks - 50% off 3 months when you buy now
TaxSlayer
Learn More
Terms Apply
Paid Placement
25% off Your Federal Tax Return at TaxSlayer.com with code CNBC25
Monarch
Learn More
Terms Apply
Our top pick for being easy to use, Monarch's budgeting app is 50% off your first year of Core Plan with code CNBC50
Bluevine
Learn More
Terms Apply
Bluevine offers fast funding options for your small business
SBG Funding
Learn More
Terms Apply
Fast and flexible financing options for your small business
Select independently determines what we cover and recommend. We earn a commission from affiliate partners on many offers and links. This commission may impact how and where certain products appear on this site (including, for example, the order in which they appear). Read more about Select on CNBC, and click here to read our full advertiser disclosure.
Credit Cards

Bilt Rent Day October 2025: redemption bonus at Amazon, free fitness classes, neighborhood events and more

On Oct. 1, 2025, Bilt Rewards members can get a redemption bonus of up to 50% on Amazon purchases.

Share

*The Bilt Mastercard® has been discontinued

Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.

Bilt Rent Day is here again, and this month all Bilt Rewards members can get a redemption bonus of up to 50% when using Amazon's Shop With Points on Oct. 1, 2025. Select members can also get a redemption bonus of up to 75% when redeeming their points toward rent through a targeted offer. But these two offers may not be as good as they sound, for reasons we'll explain later. 

Just like every month, *Bilt Mastercard® holders can earn double points on all non-rent spending with their card on the first day of the month. Bilt is also offering several neighborhood events and benefits in various cities, including free fitness classes, paid dining and comedy experiences and free stromboli at the Bilt Neighborhood Cafe on Rent Day.

Check out details for Bilt's October Rent Day offers and how you can take advantage of all the perks.

October Bilt Rent Day benefits

On Oct. 1, 2025, Bilt members can receive a redemption bonus of between 20% and 50%, depending on their Bilt status, when redeeming points through Shop With Points at Amazon.com. This redemption bonus increases the value of your points, which are normally worth 0.7 cents apiece when redeeming for Amazon purchases. 

How much your points could be worth with the Rent Day bonus depends on your Bilt status:

Bilt October 2025 Rent Day Amazon redemption bonus values

Bilt status Redemption bonus Value per Bilt point with the bonus
Blue20%0.84 cents
Silver30%0.91 cents
Gold40%0.98 cents
Platinum50%1.05 cents

To take advantage of this offer, you'll first need to link your Bilt account to your Amazon account at https://amazon.com/biltrewards. When you check out on Amazon, you can choose "Use Bilt Points" as your payment method and opt to cover some or all of the cost with Bilt points. 

As long as you make your purchase between 12 a.m. ET and 11:59 PT on Oct. 1, 2025, you'll automatically receive the increased value.

For select Bilt members only: rent credit redemption bonus

In addition to the Amazon redemption bonus available to all members, select members can receive a redemption bonus of up to 75% when redeeming their points for a rent credit.

If you're targeted for this offer, you'll see the details — including the exact bonus rate you're eligible for — in the Bilt app or on the Bilt website. Redeeming points towards a rent credit normally gets you 0.55 cents per point, so your points could be worth up to 0.96 cents apiece with the maximum bonus.

This offer is valid from 9:00 a.m. ET on Sept. 25, 2025, through 11:59 PT on Oct. 1, 2025, for members who receive the offer in their account. Eligible members can take advantage of this offer multiple times during the offer period.

Should you take advantage of the Amazon and rent redemption bonuses?

If you were already planning to redeem your points for Amazon purchases or rent, these redemption bonuses are a nice perk that gives you a little more bang for your points. But even with these bonuses, Shop With Points on Amazon and rent credits still aren't the best ways to spend your Bilt points. 

Even with the highest bonus—which requires $50,000 in eligible spending or 200,000 in total points earned per calendar year to reach Platinum status—you'd be getting about or less than one cent per point in redemption value. Realistically, most Bilt members will get far less. 

By contrast, the following redemption options offer equal or better value for your points and are always available:

  • Transferring to travel partners: you can transfer Bilt points at a (mostly) 1:1 ratio to Bilt's 22 hotel and airline partners, then use those points to book free flights and hotel stays through the partner's own loyalty program. The value you'll get for your points varies by redemption, but it's relatively easy to get one to two cents per point and potentially much more if you find a good deal. 
  • Travel through Bilt Travel: points are worth a fixed 1.25 cents apiece when used to book hotels and flights through the Bilt Travel portal.
  • Down payment on a home: points are worth 1.5 cents apiece when you redeem them toward a down payment on a house. This option requires you to provide documentation showing you're in the process of buying a home.
  • Student loan payments: points are worth one cent apiece when used to pay an eligible student loan balance. To access this redemption option, you first need to link your student loans to your Bilt account.

Bilt points are among the most valuable reward currencies — using them for rent credits or shopping on Amazon is generally considered suboptimal. The October Rent Day redemption bonus, while a small boost, doesn't change that. But if none of the above redemption options appeal to you, or if you really want to use your points to cover an Amazon purchase or your rent this month, then you'll be best off doing it on Oct. 1, 2025.

Earn double points

On the first day of every month, Bilt Mastercard® holders earn double points on all non-rent purchases. Cardholders can earn up to 1,000 bonus points from 12:00 a.m. ET through 11:59 p.m. PT on Oct. 1.

The bonus earnings for that day are:

  • 6X points on dining (usually 3X)
  • 4X points on travel (usually 2X)
  • 2X points on all other non-rent purchases (usually 1X)
Bilt

The elevated earning rates are quite lucrative, making the Bilt card a potentially better option on the first of the month than a traditional travel card like the Chase Sapphire Preferred® Card (see rates and fees) or American Express® Gold Card.

Keep in mind that you must use your Bilt Mastercard at least five times each statement period to earn points, including these bonuses.

Other perks

There are several other promotions, both in-person and online, during October's Rent Day.

  • Rent Free game show: Members can play the Rent Free Game on the Bilt website or app for the chance to win free rent for the month (up to $2,500) or Bilt points. The contest begins at 12 p.m. ET on Sept. 25 and ends at 3 p.m. ET on Oct. 1. Results will be announced in the Bilt app at 4 p.m. ET on Oct. 1. 
  • Fitness experiences: Members can book a free Rent Day class on Oct. 1 at select Barry's and SoulCycle locations across the country. Reservations are first-come, first-served and can be booked through the Bilt app. Reservations open on Sept. 26 at 11:50 a.m. ET for Gold and Platinum members and at 12 p.m. ET for all Bilt members. In addition, SoulCycle Rent Day class attendees will be entered into a sweepstakes to win a month of free rent (up to $2,500).
  • Dining experiences: Members can use cash or Bilt points to book exclusive experiences at select restaurants across the country on Oct. 1. Experiences include multi-course tasting menus, hand roll sushi classes and more. Reservations open on Sept. 26 (with early access for Gold and Platinum members) and close on Sept. 30. Tickets are limited and available on a first-come, first-served basis. 
  • Comedy experiences: Members can use cash or Bilt points to book comedy experiences at various comedy clubs across the country — including two events featuring SNL alum Leslie Jones — throughout October and November. Booking deadlines vary by event. Tickets are limited and available on a first-come, first-served basis. 
  • Free stromboli at the Bilt Neighborhood Cafe: The first 800 members who visit the Bilt Neighborhood Cafe in New York City between 8 a.m. ET and 6 p.m. ET on Oct 1 will receive a free serving of stromboli (meat and vegetarian options available) from local restaurant Scarpetta. The stromboli is complimentary on Rent Day only, but available for purchase all month for $8.
Subscribe to the CNBC Select Newsletter!

Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here.

Catch up on CNBC Select's in-depth coverage of credit cardsbanking and money, and follow us on TikTokFacebookInstagram and Twitter to stay up to date.

Editorial Note: Opinions, analyses, reviews or recommendations expressed in this article are those of the Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
Mailchimp
Learn More
Terms Apply
Paid Placement
Mailchimp makes it easy to design eye-catching campaigns, automate your marketing, and turn leads into loyal customers.
Empower
Learn More
Terms Apply
Get free tools and guidance to see how your investments are doing.