Best gas rewards credit cards of July 2026

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A credit card that earns bonus rewards on gas station spending is a smart way to save money every time you fill up. Many top gas credit cards have other benefits, too, including rewards on dining out, groceries and travel.

Below are CNBC Select's top picks for credit cards with bonus points on gas station spending. (See our methodology for more information on how we made our picks.)

Who's this for? The PenFed Platinum Rewards Visa Signature® Card is a top choice for gas rewards if you prefer banking with a credit union. It earns a whopping 5X points at gas and EV charging stations.

Standout benefits: As a new card member, you'll receive a 0% intro APR for 12 months on balance transfers made in the first 60 days of account opening. After that, the APR is a non-variable rate of 17.99%. There is a 3% balance transfer fee.

Who's this for? If you want to stack up cash-back rewards on common expenses, the Blue Cash Preferred® Card from American Express is for you. It offers a competitive cash back on everything from groceries to transit — including 3% back on U.S. gas station purchases.

Standout benefits: With this card, you'll get a 0% intro APR on purchases and balance transfers for 12 months from the date of account opening (see rates and fees). After that, a variable APR of 19.49% to 28.49% applies. The balance transfer fee is 3% of the amount of each transfer or $5, whichever is greater. Balance transfers must be requested within 60 days of account opening to qualify for the intro APR.

Who's this for? The Chase Sapphire Preferred® Card (see rates and fees) recently underwent a significant overhaul that added 3X points on gas and EV charging to complement its 3X points on dining and other bonus categories.

Standout benefits: Every year, you can take advantage of a $100 Chase Travel℠ hotel credit. It also provides up to $120 in application fee credit every four years for one of the following trusted traveler programs: NEXUS, TSA PreCheck or Global Entry.

Who's this for? The Citi Strata Premier^® Card is worth considering if you're saving up to book your next vacation. It earns valuable travel rewards on all sorts of spending, including gas (3X points), hotels, air travel, dining and much more.

Standout benefits: The Citi Strata Premier Card allows you to transfer Citi ThankYou® Points to all of Citi's partner travel programs. This is an amazing benefit that unlocks access to programs such as Emirates Skywards, Flying Blue (Air France and KLM), EVA Air Infinity MileageLands and more.

Who's this for? The U.S. Bank Altitude® Connect Visa Signature® Card is a good option for frequent travelers, especially those who enjoy road trips. Earn 4X points at gas stations and EV charging stations on your first $1,000 each quarter.

Standout benefits: With the U.S. Bank Altitude Connect Card, you'll get a Global Entry or TSA PreCheck application fee credit once every four years. You'll also get four free visits to Priority Pass airport lounges every year.

Picking the right gas credit card can be tricky. There are often restrictions on what qualifies as a gas station. For example, most cards exclude gas purchased from superstores, supermarkets and wholesale clubs, such as Costco and BJ's. Additionally, some cards might cap the bonus rewards you can earn on gas in a year.

Before signing up for a gas rewards card, take the time to consider how to maximize the points you earn. If you have to go out of the way to buy gas from a qualifying station, or you can fill up for significantly less using your Costco membership, you might be better off going with a different rewards card.

None of the cards on our best list are connected with a specific gas station brand, and most of them also offer strong rewards in other categories, including supermarkets and restaurants. We recognize that most people don't spend exclusively in one category and consider that when recommending cards.

Having a credit card that rewards gas purchases makes sense because it's such a common, unavoidable expense. These cards can also provide perks and benefits that go beyond the pump. Some even earn travel rewards, which tend to be worth more than cash back or other types of credit card rewards.

Gas credit cards are still credit cards and typically carry higher interest rates than other forms of consumer debt. You may also find that some of the credit cards with the highest rate of return for gas purchases also have caps on the bonus rewards you can earn on fuel.

The most obvious reason to get a gas credit card is to cut costs at the pump. But these credit cards often earn discounts for EV charging and bonus rewards on all sorts of spending, including dining out, grocery shopping and travel.

So you can get straight cash back or start working toward your next vacation by earning loads of travel rewards.

At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card review is based on rigorous reporting by our team of expert writers and editors with extensive knowledge of credit card products. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics. See our methodology for more information on how we choose the best gas credit cards.

To determine which cards offer the best value for gas spending, CNBC Select analyzed over 250 major credit cards issued through FDIC-insured banks and NCUA-insured credit unions that are widely available in the U.S.  

We compared each card on a range of features, including rewards (e.g., cash back, points and miles), annual fees, welcome bonuses, introductory and standard APR and balance transfer fees and foreign transaction fees. We also considered additional perks (e.g., ongoing travel or merchant statement credits), cardholder protections (e.g., purchase protection, $0 liability protection and travel insurance), the application process when available (e.g., is there a credit pull or required credit score) and how easy it is to redeem points (e.g., are rewards are tied to a specific brand; if transferable, to how many/which partners, can you redeem for straight cash back). 

When choosing the best gas credit cards, we focused on cards that offer additional rewards for gas purchases or transactions at gas stations. Given the growing popularity of electric vehicles, we also more heavily valued cards that provide bonus rewards for EV charging, as well.

We also considered CNBC Select audience data when available, such as general demographics and engagement with our content and tools.  

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For rates and fees of the Blue Cash Preferred® Card from American Express, please click here.

*Eligibility and Benefit level varies by Card. Terms, Conditions and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by AMEX Assurance Company. Underwritten by AMEX Assurance Company. Car Rental Loss or Damage Coverage is offered through American Express Travel Related Services Company, Inc.

Information about the U.S. Bank Altitude® Connect Visa Signature® Card has been collected independently by Select and has not been reviewed or provided by the issuer of the card prior to publication.