Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more. The offer mentioned below for the Prime Visa is no longer available.
If you're thinking of picking something up during Amazon's annual Prime Day sale, you're not alone. Bank of America estimates $21.6 billion in goods will be sold over the course of Amazon's Prime Day event, per Reuters. But you might be able to use a gift card instead of paying out of pocket.
For a limited time, Prime members approved for the Prime Visa (see rates and fees) can get a $200 Amazon Gift Card instantly, with no spending required. Not having to hit a spending goal to earn a card's sign-up bonus is somewhat rare, and while the Prime Visa does require a Prime membership, the card itself doesn't have an annual fee.
With this year's sale running Tuesday, June 23 through Friday, June 26, now is the perfect time to apply; the Prime Visa offers instant access, so it's automatically added to your Amazon account after approval. Below, CNBC Select covers who is eligible for the Prime Visa bonus offer and other cards that should be on your radar for Prime Day 2026.
Who can get a $200 Amazon Gift Card?
What's the current Prime Visa welcome offer?
New cardmembers who qualify for the Prime Visa earn a $200 gift card instantly upon approval. You don't need to hit a spending goal or keep your Prime membership for a certain period of time, and the card is instantly loaded to your Amazon account.
This upgraded $200 offer is $50 more than the card's previous welcome offer, and it's only available for a limited time, as the offer will end July 9. Amazon frequently offers an elevated bonus for the Prime Visa during its annual Prime Day sale.
Additionally, the Amazon Prime Store Card (which can only be used at Amazon.com and Whole Foods Market) is also offering an automatic welcome offer. New cardholders get an $80 gift card instantly upon approval.
All Prime cardmembers can earn a total of 7% back on eligible Amazon.com purchases from June 23 through June 26 when they choose No-Rush Delivery. Additionally, Prime Visa cardmembers can take advantage of Prime Card Bonus offers and earn 10% back (or more) on those purchases.
Do I qualify for the Prime Visa?
The Prime Visa requires a good-to-excellent credit score for approval (or a FICO Score of 670 and higher), which could be harder to reach for some people. That being said, Amazon does offer other credit card options with lower credit score requirements, notably the Prime Store Card.
Since the Prime Visa is issued by Chase, it falls under the infamous 5/24 rule. This rule isn't officially acknowledged, but it means you likely won't be approved for most Chase cards if you've opened five or more personal credit cards (from any issuer) within the past 24 months.
It's worth pointing out that the Prime Visa's $200 gift card bonus is only available to new cardholders, so if you've earned this card's bonus before, you won't be eligible.
Other cards to consider for Prime Day
If you want a card that earns rewards at Amazon but also delivers strong value on everyday spending, here are three additional options to consider.
Blue Cash Everyday® Card from American Express
The Blue Cash Everyday® Card from American Express doesn't charge an annual fee (see rates and fees) and earns 3% cash back on U.S. online retail purchases, up to $6,000 in spending per year. That includes purchases at Amazon.com.
You'll earn the same cash back rates on eligible gas and U.S. supermarket purchases, as well — so if you're particularly fond of the Amazon cards' rewards on Whole Foods Market purchases, know you'll still be able to earn cash back there with the Blue Cash Everyday.
The Reward Dollars you earn can be directly used at checkout on Amazon.com or redeemed as a statement credit to cover past purchases.
The Blue Cash Everyday® Card from American Express has no annual fee and bonus rewards on a wide range of common expenditures. On top of that, you also have access to an intro-APR offer for purchases and balance transfers. So this card can help you save in a variety of ways.
- Up to $264 in streaming service and meal kit credits every year (subject to auto renewal)
- High cash-back rates in popular spending categories
- No annual fee
- The best bonus cash-back categories are capped
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
Citi Double Cash® Credit Card
If you prefer simplicity over everything else, consider the Citi Double Cash® Credit Card. This flat-rate cash-back card earns 2% back on all purchases: 1% when you buy and 1% when you pay off your balance.
The Double Cash technically earns cash back as Citi ThankYou® Points, which can double as travel rewards. That being said, you can always redeem your rewards for a statement credit and keep this $0 annual fee card as simple as you wish.
What makes the Citi Double Cash® Card special is that it sits near the top of its class in several categories. It is an excellent option if you want flat-rate rewards, a balance transfer intro-APR or no annual fee.
- Balance transfers get a long intro APR
- Generous flat-rate cash-back rewards structure
- Earns transferable rewards
- No annual fee
- It has a foreign transaction fee
- Intro APR only applies to balance transfer
- Points transfer ratios are reduced compared to premium cards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Balance transfer fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
Foreign transaction fee
3%
Capital One QuicksilverOne Cash Rewards Credit Card
The Capital One QuicksilverOne Cash Rewards Credit Card is a solid option if you have a less-than-perfect credit score but still want to earn rewards on every purchase you make — during Prime Day and beyond. Get approved with limited-to-fair credit (according to FICO, fair credit scores range from 580 to 669) and earn an unlimited 1.5% cash back on every purchase.
Though there's a $39 annual fee, you'll get perks like an elevated 5% back on hotels, vacation rentals and rental cars booked through Capital One Travel and an automatic credit line review after six months.
The Capital One QuicksilverOne Cash Rewards Credit Card is available to those with limited-to-fair credit, which makes it surprising that it features an elevated 1.5% cash back on all purchases.
- Available for those with limited to fair credit
- Simple 1.5% cash back rewards structure with no caps or categories to track
- Get automatically considered for a higher credit line in as little as six months
- Charges a high variable APR if you carry a balance from month to month
- Comes with a $39 annual fee
- No welcome bonus offer
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Top rated mobile app
Balance transfer fee
- $0 at the Transfer APR, 4% of the amount of each transferred balance that posts to your account at a promotional APR that Capital One may offer to you
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For rates and fees of the Blue Cash Everyday® Card from American Express, click here.
