Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.
If you're an Amazon Prime member, there's another reason to apply for the Prime Visa (see rates and fees): a $200 Amazon Gift Card, available instantly upon approval and exclusively for Prime members.
Amazon's 2026 Prime Day sale runs from June 23 to 26, so it's a great time to apply for the card — not only for the gift card bonus but also for extra savings at Amazon.
There's no spending requirement to earn this bonus, and on top of the card's standard rewards rates, you can earn 10% back or more on electronics, apparel and other select products through the Prime Card Bonus.
The Prime Visa is only available to Amazon Prime members ($139 for an annual membership and $14.99 for a monthly membership) but is very rewarding for Amazon purchases.
- High rate of return at Amazon.com, Whole Foods Market and on Chase Travel purchases
- Offers an automatic gift card welcome bonus after card approval
- Option to earn rewards or take advantage of 0% promo APRs
- Includes a wealth of travel insurance protections
- Requires an Amazon Prime membership for approval
- If you choose the promo APR, you won't earn rewards on those purchases
- Rewards can't be pooled with other Chase credit cards
Rewards
- Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market and on Chase Travel purchases with an eligible Prime membership
- Unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare)
- 10% back or more on a rotating selection of items and categories on Amazon.com with an eligible Prime membership
- Unlimited 1% back on all other purchases
Balance transfer fee
Either $5 or 4% of the amount of each transfer, whichever is greater
Amazon Prime Visa Card welcome offer
Prime members approved for a new Prime Visa card will receive a $200 Amazon Gift Card, instantly loaded onto your Amazon account for immediate use.
Prime membership currently costs $14.99 per month ($139 annually). The welcome bonus alone offsets your first year's membership (plus some), and that's before you account for the rewards you'll generate from spending.
Additional benefits and perks
Eligible Prime members also earn:
- 5% cash back on all purchases at Amazon.com, Amazon Fresh, Whole Foods and Chase TravelSM
- 2% back at restaurants, gas stations and local transit and commuting
- 1% cash back on all other purchases
The 5% cash back is one of the highest rates of return you'll find on Amazon purchases, and some benefits that come with a Prime membership, like faster shipping, complement the card well. While you might be able to find a card with an equal or higher rate, these are almost always temporary or have a cap on the total rewards you can earn; the Prime Visa offers consistency.
Apart from the welcome bonus and great cash back, the Prime Visa credit card doesn't charge an annual fee or foreign transaction fees. It also offers a mix of shopping and travel protections that increase the card's value. These include:
- Auto rental coverage
- Baggage delay insurance
- Extended warranty protection
- Lost luggage reimbursement
- Roadside assistance
- Travel accident insurance
- Travel and emergency assistance
- Purchase protection
As noted above, cardholders will also be eligible for up to 10% back or more on a rotating selection of items and categories on Amazon.com. You'll also get access to Chase Offers, which gives you a statement credit toward purchases with participating merchants.
More credit cards that earn rewards on Amazon purchases
While avid Amazon shoppers are likely to get the most out of the Prime Visa, several other travel and cash-back credit cards offer compelling rewards when shopping at the e-commerce giant.
While the Chase Freedom Flex® doesn't specifically offer rewards at Amazon.com, it allows you to earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate (then 1%). It's fairly common for Amazon purchases to be included in one of the quarters, meaning you could match the 5% cash back offered by the Prime Visa, up to the $1,500 max at least. The card comes with a $0 annual fee and 3% cash back on dining at restaurants, edging out the 2% offered by the Prime Visa.
The Chase Freedom Flex® is an excellent cash-back card with generous rotating quarterly categories. In additional the rewards, you also can take advantage of the intro APRs for purchases and balance transfer for more than a year.
- Long intro APR for purchases and balance transfers
- Rewarding quarterly bonus categories
- No annual fee
- Bonus categories are capped each quarter
- Has a foreign transaction fee
Rewards
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate (then 1%)
- 5% cash back on travel booked through Chase Travel℠
- 3% on drugstore purchases and on dining (including takeout and eligible delivery services)
- 1% cash back on all other purchases
Balance transfer fee
Intro fee of either $5 or 3% of the amount of each transfer, whichever is greater, on transfers made within 60 days of account opening. After that, either $5 or 5% of the amount of each transfer, whichever is greater.
Foreign transaction fee
3%
The Blue Cash Everyday® Card from American Express could be a good fit for online shoppers who use more than just Amazon. The card earns 3% cash back on online retail purchases on up to $6,000 per year in eligible purchases, then 1%.
There's a slight trade-off with the lower rewards rate in exchange for more flexibility, but the card comes with a handful of statement credits and an introductory APR period on purchases and balance transfers (see rates and fees), which could help you pay off any larger Amazon purchases you might make.
Cash back comes as Reward Dollars that can be redeemed as a statement credit or at checkout on Amazon.com.
The Blue Cash Everyday® Card from American Express has no annual fee and bonus rewards on a wide range of common expenditures. On top of that, you also have access to an intro-APR offer for purchases and balance transfers. So this card can help you save in a variety of ways.
- Up to $264 in streaming service and meal kit credits every year (subject to auto renewal)
- High cash-back rates in popular spending categories
- No annual fee
- The best bonus cash-back categories are capped
- Has a foreign transaction fee
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Apply and find out your welcome offer. As High As $200 cash back* after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply, and if approved: 1. Find out your offer amount 2. Accept the Card with your offer 3. Spend $2,000 in 6 months 4. Receive the cash back. *Cash back is received in the form of Reward Dollars that can be redeemed for a statement credit or at Amazon.com checkout.
- No Annual Fee.
- Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, your APR will be a variable APR of 19.49%-28.49%.
- Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
- Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at DisneyPlus.com, Hulu.com, or Stream.ESPN.com U.S. websites. Subject to auto-renewal.
- Terms Apply.
- See Rates & Fees
Balance transfer fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Foreign transaction fee
2.7% of each transaction after conversion to US dollars
The Citi Double Cash® Card works better as a catch-all card with an unlimited 2% cash back on every purchase: 1% cash back when you buy, plus an additional 1% as you pay. While it doesn't offer any specific Amazon benefits, it could still be a good option for those who don't want to juggle multiple cards.
What makes the Citi Double Cash® Card special is that it sits near the top of its class in several categories. It is an excellent option if you want flat-rate rewards, a balance transfer intro-APR or no annual fee.
- Balance transfers get a long intro APR
- Generous flat-rate cash-back rewards structure
- Earns transferable rewards
- No annual fee
- It has a foreign transaction fee
- Intro APR only applies to balance transfer
- Points transfer ratios are reduced compared to premium cards
Highlights
Highlights shown here are provided by the issuer and have not been reviewed by CNBC Select's editorial staff.
- Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.
- Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 17.49% - 27.49%, based on your creditworthiness.
- Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
Balance transfer fee
There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. A balance transfer fee of 5% of each transfer ($5 minimum) applies if completed after 4 months of account opening.
Foreign transaction fee
3%
FAQ
Who is eligible for the $200 Amazon gift card offer from Amazon?
The offer is available to new Amazon Prime Visa applicants who are approved and have an active Prime membership. If you're an existing cardholder or have previously received a similar bonus, you may not be eligible.
Do I need an Amazon Prime membership to get the free gift card?
Yes, the Amazon Prime Visa card requires an active Prime membership to qualify for this sign-up bonus.
What credit score do I need to get approved for an Amazon Prime Visa?
Getting approved for an Amazon Prime Visa typically requires good-to-excellent credit (a FICO score of 670 or better). Having a good credit score won't guarantee approval, as there are other criteria for approval — including your income, current debts and the number of other cards you currently have. But the higher your score, the better your chances.
Money matters — so make the most of it. Get expert tips, strategies, news and everything else you need to maximize your money, right to your inbox. Sign up here.
Why trust CNBC Select?
At CNBC Select, our mission is to provide our readers with high-quality service journalism and comprehensive consumer advice so they can make informed decisions with their money. Every credit card article is based on rigorous reporting by our team of expert writers and editors. While CNBC Select earns a commission from affiliate partners on many offers and links, we create all our content without input from our commercial team or any outside third parties, and we pride ourselves on our journalistic standards and ethics.
Catch up on CNBC Select's in-depth coverage of credit cards, banking and money, and follow us on TikTok, Facebook, Instagram and X to stay up to date.
Read more
For rates and fees for the Blue Cash Everyday® Card from American Express, click here.
We may earn commissions from qualifying purchases made through Amazon links.
